Insurance and Risk Finance Solutions our clients have requested include but are not limited to • Workers Compensation • Commercial Auto • • General Liability • Umbrella Liability • • Professional Liability • Errors & Omissions • • First and Third Party Intellectual Property • • Directors & Officers • • Employment Practices Liability • • Fiduciary Liability • Fidelity & Crime • • Commercial Property • • Contingent Business Interruption • • Earthquake • Flood • • Ocean Cargo • Inland Transit • • OCIP • OCP • Wrap Up • Business Owners • • Railroad Protective • Aviation Insurance • • Personal Insurance • Homeowners • Auto •

Capabilities

Experience. Reach. Knowledge. Possessing these attributes makes JRS Risk Services second to none.

What makes JRS different? Our personal experience in placing risk management and insurance programs for domestic and international businesses, coupled with our specific industry knowledge, is unparalleled. We have worked on some of the largest and most complex insurance and risk finance programs in the world for large global companies. And we've placed coverage for a small local business. No matter the size of your company, we have the experience and understanding of your business issues to solve your risk management challenges.

Our decades of experience within the insurance community have forged for us a comprehensive and global resource network, made us knowledgeable about the logistics of creating optimal insurance and risk finance programs, and, foremost, have clearly defined what is the only relationship possible for us with customers - that of teamwork and partnership. We know what it takes to deliver the product you need.

JRS believes that the most effective relationship model is a triangle - the relationship triangle. Most important is our relationship with the client. We believe that the insurance company is also a key component to making the relationship long term and successful. It's a fact that many customers never meet their underwriters. At JRS, we believe in getting everyone at the same table so that complete understanding equals no surprises.

We are able to act as either your broker or your risk management consultant firm. In either role, JRS can demonstrate that it is smarter, more disciplined, and better at what it does - in fact, second to none. Our insurance savvy, both broad and specific, makes it possible for us to get things done that others cannot. No matter their need, our customers benefit from the extraordinary and unparalleled resources and options our network provides. That same network also makes possible quick delivery - all our resources are immediately at hand. Combined with the commitment we have to our values, the result is trustworthy advice, each individual policy shaped risk-specific, with optimum service delivery.

The true accomplishment and achievement is solving problems for customers, in a very personal way.